The operation of a retail store creates certain risks that can be mitigated through insurance coverage. Common risks that cannabis retail operators face include:

  • Theft (in-store, in transit, and insider)
  • Product tampering
  • Slip and falls
  • Cybercrime

Please refer to the Alcohol and Gaming Commission of Ontario (AGCO) for the Cannabis Retail Regulation Guide for more information.

Each retail entity is required to carry $5,000,000 of Products Liability. In addition to this, cannabis retail operators should carry coverage for:

  • Tenants improvements or building coverage
  • Stock coverage for non-cannabis and cannabis products
  • Equipment and Contents
  • Crime and employee dishonesty
  • Business Interruption
  • Cyber Liability

Let’s discuss your cannabis business needs

We'll call you back within 24 hours.

We will ask you for some standard information about your business to get started and examine specifics about your unique operation and how we can mitigate and identify the risks you face, now and in the future.